Recognize an FTC Impersonator

Do you know someone who might need to brush up on their money management skills? Or learn to spot and avoid scams? Back-to-school season is a good time to get to work on learning. Whether you're a student, a parent, or just looking to sharpen your skills, you can learn how to protect your money and personal information. The FTC’s consumer.gov has free, reliable information in plain language to help you get started.

Discharged from the military, retiring, or transitioning to civilian life? Once you leave active duty, you might be interested in new career opportunities to put your valuable skills and experience to work. Scammers are also looking for opportunities — specifically, to steal your money. Reports to the FTC about job scams have tripled from 2020 to 2024 and reported losses jumped from $90 million to $501 million in that time. Here are some ways to help you spot a scam while you’re job searching.

Having a lot of debt can be stressful at any age. But if you’re retired or about to live on a fixed income, paying off debt can sometimes be more challenging. As you explore your options, know that scammers might promise to take away your debt — for a fee. If you pay them before they help you, you’ll likely lose money instead of getting a fresh start. So, what’s the best way to pay down debt while avoiding scams?